DRAFT · LEGAL REVIEW REQUIRED

Refund policy

Draft policy surface only. Existing Week 4 refund decision rules remain unchanged.

1. Request eligibility

Policy text is intentionally not invented in the product implementation. Counsel-approved wording, effective date, jurisdiction and retention detail must be supplied before this document can become effective.

2. Access evidence

Policy text is intentionally not invented in the product implementation. Counsel-approved wording, effective date, jurisdiction and retention detail must be supplied before this document can become effective.

3. Review and provider execution

Policy text is intentionally not invented in the product implementation. Counsel-approved wording, effective date, jurisdiction and retention detail must be supplied before this document can become effective.

4. Disputes remain separate

Policy text is intentionally not invented in the product implementation. Counsel-approved wording, effective date, jurisdiction and retention detail must be supplied before this document can become effective.